Flexible Payment Plans

No Risk, No Credit Check to get Pre-Approved

Apply Today, Take Time to Pay with Synchrony

Get a decision in seconds with no impact to your credit bureau score.

Okinus Credit Solutions

At Okinus, our goal is to provide families with easy access to fast, flexible options to lease-purchase high quality merchandise at an affordable price while rebuilding credit. Are you currently in the market for new HVAC system? We can help. Or did your HVAC unit finally give out during the summer months? We can help. The good news is you finally have instant access to bring home what you want, when you need it – with no credit needed financing.

Apply Now